Mark Spencer

Find the right mortgage option for you!

No matter what type of loan you need, we're with you every step of the way.

What makes us different?

We understand the mortgage and refinance process can be stressful. That's why

we're here as your partners to finance the home of your dreams with full

transparency and clarity.

Begin your home loan process today

Embark on a customized mortgage journey towards your dream home, expertly navigated by our team for a smooth and worry-free path to homeownership.

  • Personalized loan guidance

  • Competitive interest rates

  • Prompt and precise communication

  • Extensive range of top-tier products

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Blended Rate Calculator

Existing Debt

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Mortgage programs tailored just for you

Explore perfect mortgage programs designed for first-time homebuyers, payment reduction,

or equity enhancement, guiding you toward your homeownership goals.

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Purchase

Open the door to your dream home today

We provide a wide range of mortgage options, including fixed-rate, adjustable-rate, and specialized financing, tailored to meet individual financial needs.

Refinance

Maximize your finances by refinancing

Benefit from our mortgage company's highly competitive interest rates, securing the best deals for long-term savings.

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Customer Reviews & Testimonials

A firsthand experience from our valued customers.

About

Mark Spencer

With over 25 years of experience in the mortgage business, I have had the privilege of working in various roles that have deepened my expertise and understanding of the industry. My journey has taken me from managing loan officers to working in private banking and specializing in new construction. Each position has enriched my knowledge and honed my skills, allowing me to provide the best service possible to my clients.

Born and raised in Ohio, I made the move to Southern California in 2009 and proudly settled in Huntington Beach in 2019. It's a fantastic place to live, and I enjoy being part of such a vibrant community.

Outside of work, I love spending time at the beach, enjoying bike rides along the promenade, and, of course, cheering for my Ohio State Buckeyes. Go Bucks!

I am truly grateful to have found a profession that I not only love but also excel at. Helping people make the best, most informed decisions for themselves is my passion, and you will always get authenticity with me. My commitment to my clients is unwavering, and I pride myself on offering personalized solutions that meet their unique needs. Whether you're a first-time homebuyer, looking to refinance, or interested in new construction financing, I am here to guide you every step of the way. Let’s work together to make your homeownership dreams a reality!

Need more help?

At the heart of our service is a commitment to exceptional customer service. Expect personalized support and prompt responses throughout the mortgage process.

Ready to apply?

Count on a seamless mortgage process with our efficient systems and seasoned team, guaranteeing quick turnarounds for a hassle-free experience.

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Mark Spencer
Mortgage Advisor
C2 Financial - Mark Spencer

21010 Pacific City Cir Unit 1106, Huntington Beach, CA 92648

Company NMLS: 135622

C2 DRE 1821025

Personal NMLS: NMLS# 454326

Corp. Website:

NMLS Consumer Access

This licensee is performing acts for which a real estate license is required. C2 Financial - Mark Spencer is licensed by the California Department of Real Estate, Broker # 01821025; NMLS# NMLS# 454326. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional, and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial - Mark Spencer is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California. C2 Financial - Mark Spencer has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial - Mark Spencer is not acting on behalf of or at the direction of HUD/FHA or the VA.

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